2022 NAICS national industry in sector 52 Finance and Insurance
522220 Sales Financing
NAICS 522220 is the US industry code for sales financing. It covers establishments primarily engaged in sales financing or sales financing in combination with leasing.
- Code
- 522220 (2022 NAICS)
- Title
- Sales Financing
- Part of
- Nondepository Credit Intermediation
- SBA small business limit
- Average annual receipts up to $47 million
- Closest UK SIC
- 64910, 64921, 64922, 64929 (details)
Changes coming. The NAICS 2027 revision applies to data from 1 January 2027, and SBA proposed new size standards on 20 August 2026. The values on this page are the ones in force today; we update this page when the official files change.
Official definition
This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers.
When to use a different code
Census classifies these close-sounding activities somewhere else. Businesses mainly engaged in:
- Establishments not engaged in sales financing, but primarily engaged in providing leases for equipment and other assets are classified in Subsector 532, Rental and Leasing Services.
Activities listed under 522220
The Census index assigns these 11 activities to this code. If your business matches one, this is your code.
- Automobile finance leasing companies
- Automobile financing
- Commercial and inventory financing (except international trade financing)
- Equipment finance leasing
- Financing, sales
- Installment sales financing
- Insurance premium financing
- Leasing in combination with sales financing
- Machinery finance leasing
- Sales financing
- Truck finance leasing
SBA size standard for 522220
To count as a small business for SBA loans and federal contracts under NAICS 522220, your business (including affiliates) must not exceed $47 million in average annual receipts. Check your business.
Source: SBA table of size standards, effective March 17, 2023.
Closest UK SIC 2007 codes
There is no official one-to-one link between NAICS and UK SIC. These codes share the same international class (ISIC Rev. 4: 6491, 6492), so treat them as a starting point and check the definition.
- 64910Financial leasingUK SIC
- 64921Credit granting by non-deposit taking finance houses and other specialist consumer credit grantorsUK SIC
- 64922Activities of mortgage finance companiesUK SIC
- 64929Other credit granting n.e.c.UK SIC
Built from Census concordances 2022→2017 NAICS and 2017 NAICS→ISIC Rev. 4.
Similar codes to compare
Data last changed November 14, 2026. How this page is built.