522390 Other Activities Related to Credit Intermediation

Official definition

This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities).

Examples Census gives

• Check cashing services
• Money order issuance services
• Loan servicing
• Travelers' check issuance services
• Money transmission services
• Payday lending services

Source: US Census Bureau, 2022 NAICS descriptions.

When to use a different code

Census classifies these close-sounding activities somewhere else. Businesses mainly engaged in:

• Arranging loans for others on a commission or fee basis are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers.
• Financial transactions processing, reserve, and clearinghouse activities (except commodity or securities exchange services) are classified in Industry 522320, Financial Transactions Processing, Reserve, and Clearinghouse Activities.
• Furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of securities and commodities are classified in Industry 523210, Securities and Commodity Exchanges.
• Operating commodity or securities exchange clearinghouses are classified in U.S. Industry 523999, Miscellaneous Financial Investment Activities.
• Foreign currency exchange dealing and brokering are classified in Industry 523160, Commodity Contracts Intermediation.
• Providing escrow services (except real estate) are classified in U.S. Industry 523991, Trust, Fiduciary, and Custody Activities.
• Operating pawnshops are classified in U.S. Industry 522299, International, Secondary Market, and All Other Nondepository Credit Intermediation.

Source: US Census Bureau, 2022 NAICS cross-references.

Activities listed under 522390

The Census index assigns these 6 activities to this code. If your business matches one, this is your code.

• Check cashing services
• Loan servicing
• Money order issuance services
• Money transmission services
• Payday lending services
• Travelers' check issuance services

Source: US Census Bureau, 2022 NAICS index file.

SBA size standard for 522390

To count as a small business for SBA loans and federal contracts under NAICS 522390, your business (including affiliates) must not exceed $28.5 million in average annual receipts. Check your business.

Source: SBA table of size standards, effective March 17, 2023.

Closest UK SIC 2007 codes

There is no official one-to-one link between NAICS and UK SIC. These codes share the same international class (ISIC Rev. 4: 6419), so treat them as a starting point and check the definition.

• 64191BanksUK SIC
• 64192Building societiesUK SIC

Built from Census concordances 2022→2017 NAICS and 2017 NAICS→ISIC Rev. 4.

Similar codes to compare

• 522310Mortgage and Nonmortgage Loan Brokers
• 522320Financial Transactions Processing, Reserve, and Clearinghouse Activities