2022 NAICS national industry in sector 52 Finance and Insurance

522292 Real Estate Credit

NAICS 522292 is the US industry code for real estate credit. This U.S.

Code: 522292 (2022 NAICS)
Title: Real Estate Credit
Part of: Other Nondepository Credit Intermediation
SBA small business limit: Average annual receipts up to $47 million
Closest UK SIC: 64921, 64922, 64929 (details)

Changes coming. The NAICS 2027 revision applies to data from 1 January 2027, and SBA proposed new size standards on 20 August 2026. The values on this page are the ones in force today; we update this page when the official files change.

Official definition

This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral.

Examples Census gives

Home equity credit lending
Mortgage companies
Reverse mortgage lending
Mortgage banking (i.e., nondepository mortgage lending)

Source: US Census Bureau, 2022 NAICS descriptions.

When to use a different code

Census classifies these close-sounding activities somewhere else. Businesses mainly engaged in:

Servicing loans are classified in Industry 522390, Other Activities Related to Credit Intermediation.
Arranging loans for others on a commission or fee basis are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers.
Accepting deposits and lending funds secured by real estate are classified in Industry Group 5221, Depository Credit Intermediation.
Buying, pooling, and repackaging mortgage loans for sale to others on the secondary market are classified in U.S. Industry 522299, International, Secondary Market, and All Other Nondepository Credit Intermediation.

Source: US Census Bureau, 2022 NAICS cross-references.

Businesses that use this code

Mortgage broker

Activities listed under 522292

The Census index assigns these 9 activities to this code. If your business matches one, this is your code.

Construction lending
Farm mortgage lending
Federal Land Banks
Home equity credit lending
Loan correspondents (i.e., lending funds with real estate as collateral)
Mortgage banking (i.e., nondepository mortgage lending)
Mortgage companies
Real estate credit lending
Reverse mortgage lending

Source: US Census Bureau, 2022 NAICS index file.

SBA size standard for 522292

To count as a small business for SBA loans and federal contracts under NAICS 522292, your business (including affiliates) must not exceed $47 million in average annual receipts. Check your business.

Source: SBA table of size standards, effective March 17, 2023.

Closest UK SIC 2007 codes

There is no official one-to-one link between NAICS and UK SIC. These codes share the same international class (ISIC Rev. 4: 6492), so treat them as a starting point and check the definition.

Built from Census concordances 2022→2017 NAICS and 2017 NAICS→ISIC Rev. 4.

Similar codes to compare

Data last changed November 14, 2026. How this page is built.