52412 Direct Insurance (except Life, Health, and Medical) Carriers

Official definition

This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies).

Examples Census gives

• Automobile insurance carriers, direct
• Property and casualty insurance carriers, direct
• Bank deposit insurance carriers, direct
• Title insurance carriers, real estate, direct
• Mortgage guaranty insurance carriers, direct
• Warranty insurance carriers (e.g., appliance, automobile, homeowners', product), direct

Source: US Census Bureau, 2022 NAICS descriptions.

When to use a different code

Census classifies these close-sounding activities somewhere else. Businesses mainly engaged in:

• Establishments primarily engaged in reinsuring insurance policies are classified in Industry 52413, Reinsurance Carriers.
• Legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members are classified in Industry Group 5251, Insurance and Employee Benefit Funds.
• Establishments primarily engaged in initially underwriting annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies are classified in Industry 52411, Direct Life, Health, and Medical Insurance Carriers.
• Establishments primarily engaged in researching public land records for ownership of titles and/or conveying real estate titles are classified in Industry 54119, Other Legal Services.

Source: US Census Bureau, 2022 NAICS cross-references.

Codes in 52412

• 524126Direct Property and Casualty Insurance Carriers
• 524127Direct Title Insurance Carriers
• 524128Other Direct Insurance (except Life, Health, and Medical) Carriers