2022 NAICS national industry in sector 52 Finance and Insurance
524126 Direct Property and Casualty Insurance Carriers
NAICS 524126 is the US industry code for direct property and casualty insurance carriers. This U.S.
- Code
- 524126 (2022 NAICS)
- Title
- Direct Property and Casualty Insurance Carriers
- Part of
- Direct Insurance (except Life, Health, and Medical) Carriers
- SBA small business limit
- Up to 1,500 employees
- Closest UK SIC
- 65120 (details)
Changes coming. The NAICS 2027 revision applies to data from 1 January 2027, and SBA proposed new size standards on 20 August 2026. The values on this page are the ones in force today; we update this page when the official files change.
Official definition
This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.
Examples Census gives
- Automobile insurance carriers, direct
- Malpractice insurance carriers, direct
- Fidelity insurance carriers, direct
- Mortgage guaranty insurance carriers, direct
- Homeowners' insurance carriers, direct
- Surety insurance carriers, direct
- Liability insurance carriers, direct
When to use a different code
Census classifies these close-sounding activities somewhere else. Businesses mainly engaged in:
- Establishments primarily engaged in reinsuring property and casualty insurance policies are classified in Industry 524130, Reinsurance Carriers.
Activities listed under 524126
The Census index assigns these 24 activities to this code. If your business matches one, this is your code.
- Agricultural (i.e., crop, livestock) insurance carriers, direct
- Automobile insurance carriers, direct
- Bonding, fidelity or surety insurance, direct
- Burglary and theft insurance carriers, direct
- Casualty insurance carriers, direct
- Credit and other financial responsibility insurance carriers, direct
- Crop insurance carrier, direct
- Fidelity insurance carriers, direct
- Fire insurance carriers, direct
- Guaranteeing international trade loans
- Homeowners' insurance carriers, direct
- Insurance carriers, fidelity, direct
- Insurance carriers, property and casualty, direct
- Insurance carriers, surety, direct
- Insurance underwriting, property and casualty, direct
- Liability insurance carriers, direct
- Malpractice insurance carriers, direct
- Marine insurance carriers, direct
- Mortgage guaranty insurance carriers, direct
- Plate glass insurance carriers, direct
- Property and casualty insurance carriers, direct
- Property damage insurance carriers, direct
- Surety insurance carriers, direct
- Workers' compensation insurance underwriting
SBA size standard for 524126
To count as a small business for SBA loans and federal contracts under NAICS 524126, your business (including affiliates) must not exceed 1,500 employees. Check your business.
Source: SBA table of size standards, effective March 17, 2023.
Closest UK SIC 2007 codes
There is no official one-to-one link between NAICS and UK SIC. These codes share the same international class (ISIC Rev. 4: 6512), so treat them as a starting point and check the definition.
Built from Census concordances 2022→2017 NAICS and 2017 NAICS→ISIC Rev. 4.
Similar codes to compare
Data last changed November 14, 2026. How this page is built.